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Afterpay: You must be over 18, a resident of the U.S. and meet the additional criteria to qualify. Late fees may apply. Loans to California residents made or arranged are pursuant to a California Finance Lenders Law license.
Klarna: You must be a resident of the United States or its territories. You must have full legal capacity to enter into a contract and be at least 18 years old or of legal age in your state of residence.